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Includes coverage for accidents when the policyholder is at fault, theft and loss coverage, life insurance riders, and insurance for other situations, such as loss of cargo.

Just as with insurance for other types of vehicles, there are a number of levels of coverage in aviation insurance policies, Laws about aviation insurance tend to be less clearly defined than those regarding car insurance, which can make it difficult to choose the right policy and carrier.

Coverage also varies depending on the type of craft: helicopters, sport planes, commercial airliners, and so forth are all covered differently People who own and operate their own aircraft generally purchase aviation insurance so that they are covered in a wide variety of situations. Owners may also cover insurance on aircraft they rent out, lease, or hire pilots to fly